Bank of AJK Management Trainee Officers 2026: eligibility, Rs 500 fee and 27 November deadline
The Bank of Azad Jammu & Kashmir (BAJK), wholly owned by the Government of AJK, is recruiting Management Trainee Officers (MTOs) through NIBAF Pakistan. Apply online and deposit the Rs 500 fee by 27 November 2026, and make sure your documents reach NIBAF-P in Karachi by 30 November 2026.
Published: Updated:
Confirm the latest instructions with the issuing authority. Application status is based on the source review and the listed closing date.
Job overview
- Position
- Management Trainee Officer (MTO)
- Hiring organization
- The Bank of Azad Jammu & Kashmir (BAJK), owned by the Government of Azad Jammu & Kashmir; recruitment run by the National Institute of Banking & Finance Pakistan (NIBAF-P)
- Location
- Not stated; BAJK operates branches across Azad Jammu & Kashmir
- Vacancies
- Not stated in the notice
- Pay scale
- Not stated in the notice
- Employment type
- Not stated
- Salary
- Not stated
- Application closing date
- 27 Nov 2026
- Notice date
- 13 Nov 2026
- Notice reference
- The Bank of Azad Jammu & Kashmir (BAJK), Management Trainee Officers advertisement AJK-68D/11/2026 (Daily Jang Rawalpindi, 13 November 2026)
- Post
- Management Trainee Officers (MTOs); number of posts not stated
- Employer
- Bank of Azad Jammu & Kashmir (Government of AJK-owned)
- Apply online and pay fee by
- 27 November 2026
- Documents must reach NIBAF-P by
- 30 November 2026
- Fee
- Rs 500 (deposit slip or pay order; online payment not accepted)
- Age
- 18–28 years
Eligibility & requirements
Qualifications
Master’s degree or 16 years of education in Banking, Finance, Commerce or equivalent from an HEC-recognised university or institute, with minimum CGPA 3/4 or 4/5 (or equivalent percentage)
Experience
Not stated
Age requirements
18 to 28 years at the time of application
Domicile & quota
Not stated in the advertisement
How to apply
Apply online through the NIBAF-P application form linked from nibaf.sbp.org.pk/career.html (also referred to on bankajk.com). Deposit the Rs 500 fee with the deposit slip emailed after submission, or by pay order in favour of “National Institute of Banking and Finance, Pakistan”. Last date to apply online and pay the fee: 27 November 2026. Post the printed confirmation email, original paid slip / pay order and a CNIC copy to Examinations Division, NIBAF-P, M.T. Khan Road, Karachi-74200, to arrive by 30 November 2026. In-person submission is not accepted.
The vacancy
The Bank of Azad Jammu & Kashmir (BAJK) has advertised for Management Trainee Officers (MTOs). The advertisement describes BAJK as a commercial bank with 93 branches across Azad Jammu & Kashmir, wholly owned by the Government of AJK. The National Institute of Banking & Finance Pakistan (NIBAF-P) is running the application and written test process.
The advertisement and the official NIBAF-P page do not state the number of posts, pay or duty stations.
Important dates
| Step | Date |
|---|---|
| Advertisement published (Daily Jang) | 13 November 2026 |
| Last date to apply online and deposit the fee | 27 November 2026 |
| Last date for physical documents to reach NIBAF-P | 30 November 2026 |
| Written test | Schedule and centre to be sent to shortlisted candidates by SMS, email or admit card |
The newspaper advertisement says “15 days from the date of publication”. The official NIBAF-P recruitment page gives the exact dates above.
Who can apply
| Requirement | What the official notice says |
|---|---|
| Education | Master’s degree or 16 years of education in Banking, Finance, Commerce or equivalent from an HEC-recognised local or foreign university or institute |
| Grades | Minimum CGPA 3.0 out of 4 or 4.0 out of 5; where there is no GPA system, an equivalent percentage of marks |
| Age | Minimum 18 and maximum 28 years at the time of application |
| Not eligible | Candidates with less than 16 years of education, those awaiting final results, and those without relevant education |
How to apply
- Open the online application form linked from the NIBAF-P careers page (nibaf.sbp.org.pk/career.html, listing “Management Trainee Officers (MTOs) – Bank of Azad Jammu & Kashmir”). Fill it in carefully; a submitted form cannot be edited.
- After submission, NIBAF-P emails an acknowledgment with a fee deposit slip. Check your spam or junk folder too.
- Deposit the Rs 500 examination fee at the designated bank branches with that slip. If you pay by pay order instead, get the pay order first, because its number is a field in the form. Online fee payment is not accepted, and the fee is non-refundable.
- By post or courier, send the printed confirmation email, the original paid deposit slip or pay order (Rs 500) and a copy of your CNIC to: Examinations Division, National Institute of Banking & Finance Pakistan (NIBAF-P), M.T. Khan Road, Karachi-74200. They must arrive by 30 November 2026.
- Do not submit in person, and do not send applications directly to BAJK; the advertisement says these will not be entertained.
Selection process
- A written examination will be held at designated centres across Pakistan.
- Only shortlisted or eligible candidates will get the test schedule and centre by SMS, email or admit card. Admit cards are emailed only to candidates who paid the fee and sent their documents on time.
- Bring your original CNIC and admit card to the test. Calculators, mobile phones and other electronic gadgets are not allowed.
- No TA/DA is paid for the test or later stages. Meeting the minimum criteria does not guarantee shortlisting.
Apply only through the official NIBAF-P route. NeoPakistani does not accept applications or fees. Do not pay any agent.
The original advertisement
Sources and verification
Newspaper: Daily Jang Rawalpindi, 13 November 2026, page 6 (ad ref. AJK-68D/11/2026). Official verification: the NIBAF-P careers page (nibaf.sbp.org.pk/career.html) lists “Management Trainee Officers (MTOs), Bank of Azad Jammu & Kashmir”, last date 27 November 2026, status Open, and links to the NIBAF-P recruitment page with the eligibility, fee and document dates used here. NIBAF-P queries: [email protected], UAN 021-111-427-477. BAJK contact in the advertisement: 05822-920532 / 05822-920778. Checked by NeoPakistani on 13 November 2026.
Sources & useful links
- Jang Rawalpindi 13 Nov 2026, page 6Jang e-paper · Newspaper (discovery)